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Complete a quick form to give us an overview of your mortgage or financing requirements, and we'll provide recommendations about the best opportunities for you.
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Once you've chosen your preferred mortgage deal, we'll steer you through the paperwork with comprehensive application management from start to finish.
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How Quickly Can I Get a Mortgage Application Approved?

An expert advice guide to getting a mortgage approved quickly if you're up against a tight timeframe - and the alternatives you might want to consider.

How Quickly Can I Get a Mortgage Application Approved?

Mortgages are well known for taking several weeks to approve - and if you need to complete a purchase quickly, it can feel like a race against time!

Here the Revolution Brokers team explains how to fast track your mortgage application to speed up the approvals process.

For express assistance with a fast mortgage application, give us a call on 0330 304 3040 or email via [email protected].

What is the Average Processing Time for a Mortgage Application?

On average, a UK mortgage takes around 12 weeks to complete. They can take substantially longer if you have bad credit or have more complicated circumstances.

Fast track mortgages are available for eligible applicants who need fewer underwriting approvals. This option is rare unless the mortgage application is for a low Loan to Value ratio and you have a high credit score.

How Quickly Can I Get Approved for a Mortgage?

The best thing you can do is streamline the process by considering your credit scoring before applying for a mortgage.

Some of the recommended actions include:

  • Closing accounts or credit cards you don't use.
  • Avoiding any new credit applications.
  • Seeking broker support to fill in your application form correctly.
  • Digging out all the paperwork and evidence you will need in advance.

Agreements in principle, can be processed very quickly if there aren't any unusual circumstances, so if you have everything ready to go, you can speed up the process.

Can I Get a Fast Mortgage Offer in Principle?

You can, yes, and the quickest option is to work with an independent broker who can ensure you apply directly to the best lender for your borrowing requirements.

The Revolution Brokers team can sometimes provide an agreement in principle in as little as an hour if you have everything ready to proceed!

Some of the steps in a mortgage application can't be fast-forwarded, though:

  • The lender will need to see a property valuation, often appointing their own agent to carry this out.
  • Paperwork such as three years of trading accounts will be required if you are self-employed.
  • If there are any adverse credit issues, you will usually need to wait for the underwriter to evaluate the offer before making a final agreement to lend.

What is the Quickest Way to Find a UK Mortgage?

The fastest way to get approved for a mortgage is to work with an experienced, whole-of-market broker who can handle your application and ensure it gets immediate attention.

Revolution Finance Brokers is experts in the UK mortgage market and can quickly identify the best lender for you to increase your chances of approval and ensure you don't waste time applying to the wrong place.

If you need mortgage funds fast, give us a call on 0330 304 3040, or drop us a message at [email protected].

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