Offer!Refer, Relax and get £50
If you refer a friend for a mortgage or any
type of finance you’ll both receive £25
each when their new application
Complete a quick form to give us an overview of your mortgage or financing requirements, and we'll provide recommendations about the best opportunities for you.
Once you've chosen your preferred mortgage deal, we'll steer you through the paperwork with comprehensive application management from start to finish.
Revolution Finance Brokers will finalise the details and enable you to move forward without delay!
Mortgage brokers provide an invaluable service to applicants looking for a loan, whether that's a residential mortgage, as a first-time buyer, or a commercial agreement to finance an extensive development.
Revolution offers access to loans that aren't advertised on the open market and consult with every client to provide tailored, independent advice to ensure you make informed decisions about the right lending products, and the right lender, for you.
Brokerage fees depend very much on what sort of mortgage you're taking out and whether you have any specific requirements.
More complex deals requiring greater negotiation or for a larger value often command more expertise to organise.
Generally, fees range from 0.4% of the loan value and can sometimes be rolled up in the deal, so you don't need to manage separate costs.
However, the rates you'll find through Revolution are frequently more advantageous than through a bank and mean much lower monthly payments - it's a little like finding a wholesale deal as opposed to a retail price.
Free mortgage advice is usually based on a commission.
A lender pays the advisor to sell specific products, so we'd advise against accepting free advice, as it will usually cost you a lot more in the long term.
It's a common misconception that brokers make a mortgage more expensive because you'll usually need to pay a brokerage fee, but the opposite is true in the long term!
Investing a small commission in a broker can save a tremendous amount of cost due to:
Therefore, getting a mortgage through a broker is often much faster, less stressful, and cheaper since you'll save thousands of pounds (sometimes within a year or two) compared to the costs of applying directly to a mainstream bank.
If you want to use your regular bank for a mortgage, there is no reason you can't apply.
You will need to meet all the eligibility requirements and have done sufficient research to feel satisfied that your bank offers the best interest rates you're going to find.
However, a mortgage broker will often save you a significant amount of time, energy and expense by recommending specific products with niche lenders who are ideally positioned to provide the funding you need.
Revolution Brokers can also provide independent advice about a range of factors, such as insurances, alternative borrowing products and support schemes.
As an independent broker, Revolution has access to every mortgage on the market, with an extensive range of costs, interest rates and terms.
Using a broker rather than a bank means you get independent advice about whether the offered interest rates are competitive, any small print terms (such as exit charges) and a straightforward comparison to demonstrate the costs of comparable products.
Banks service most of the mortgage market - but they're far from the only lender out there!
The problem with going directly to your bank is that you have limited options and can only choose from the mortgage products they sell.
In many cases, a bank might turn you down because they have rigid qualification policies.
A mortgage company, on the other hand, is a service provider acting on your behalf. We don't sell a specific product but listen to your needs and craft a mortgage strategy to meet your aims.
Often, yes, working with an accomplished broker means you'll be able to borrow more than if you apply directly for your home loan.
That's because we will consult with you first to understand how much you want to borrow, for what purpose, and then select lenders who offer suitable affordability metrics and eligibility criteria to enable you to apply successfully for the required value.
A mortgage banker is different from a broker because they usually represent one bank or institution, use their own funds, and provide underwriting services and approvals.
Mortgage brokers are different because we act as intermediaries, scouring the market for the best products, negotiating terms on your behalf, and facilitating a smooth application process.
A broker isn't directly lending you money. As a whole-of-market broker, Revolution can recommend any bank, niche lender or mortgage provider we think is the right solution for your mortgage needs.
Some mortgage advisors work on lenders' commission, and therefore offer free advice.
This charging structure is best approached with caution since a commission-based advisor is paid to sell that lender's products to you, not make independent recommendations about the deal that is in your best interests.
The most reliable way to find free advice is to browse the extensive catalogue of mortgage guides available on the Revolution Brokers website.
We publish information about everything from improving your credit score to government mortgage support schemes, and all guides are openly available without any subscription or registration.
There are several compelling reasons to use a mortgage advisor - and a broker can be worth their weight in gold if you're struggling to find a mortgage or need professional support in negotiating rates to minimise your mortgage costs!
While you can search for a mortgage yourself, you have access to a tiny fraction of the market.
Many niche lenders offer broker-exclusives but don't manage applications directly.
A mortgage advisor can advise on deals that will save you thousands of pounds and be highly competitive compared to generic products on the high street.
Every mortgage is unique to the borrower, so the documents or information needed will vary.
The basic information to get started with your mortgage application includes:
Once you proceed to a full mortgage application, there are several other details a lender will need to approve your loan - that might include trading accounts for a self-employed mortgage or rental income projections for a buy-to-let mortgage.
The exact rates you can expect to pay a mortgage advisor depend on the type of mortgage you're applying for and how much you wish to borrow.
For example, a complex commercial bridging loan to invest in a large-scale development, combined with a mortgage solution exit strategy, will require substantially more work and negotiation than a straightforward residential mortgage.
Costs also depend on the mortgage lender you choose but typically start from 0.4% and go up to 1% of your loan.
Please get in touch for a no-obligation quote to ensure you understand what charges to expect (and how much you will save in return, through professional advice and negotiation services!).
A mortgage broker can undoubtedly reduce the rates you'll pay on your mortgage, but interest rates are just one element of the cost of a mortgage - other factors include:
Revolution will compare product costs on a like-for-like basis (even if the fee structures are very different.
This service ensures you not only have the benefit of an experienced broker negotiating your rates directly with your lender but can also make informed choices about which mortgage offer is right for you.
A mortgage advisor is a professional qualified to deliver advice and help you find the best mortgage.
If you work with an in-branch mortgage advisor, please be aware that they are not independent and will only advise on the products the bank offers.
Mortgage brokers perform very similar tasks, but a whole-of-market, independent broker such as Revolution will support your mortgage application at every step of the way, negotiating rates, liaising with lenders and checking your documents for completeness and compliance.
The best option when selecting your mortgage broker is to work with one advisor who is independent and whole-of-market.
Limited brokers can only offer products they are authorised to sell, which means it is beneficial to work with several professionals and ensure you don't miss out on a deal exclusive to one broker.
However, it's wise to approach this with care.
Although you can gain leverage by negotiating with several lenders, if you use multiple brokers at once, it can mean that you submit too many applications, receive a deluge of correspondence, and end up with credit enquiries that damage your credit score.
Often, yes, a mortgage broker can help you secure a larger mortgage value, even if another lender has turned you down.
Mortgage limits depend on a vast amount of variables, such as:
The best way to apply successfully for a bigger mortgage is to work with a whole-of-market broker.
We can compare qualification criteria and policies of any UK lender, and therefore signpost your application to mortgage providers who will approve your required loan.
It is advantageous to see a mortgage advisor any time you are making decisions about mortgage finance.
For example, if you're buying a new property, remortgaging, interested in refinancing onto a different loan product, or simply want to see what rates are out there, an advisor can help.
Mortgage advisors will save you a considerable amount of time and effort researching the mortgages on the market and usually ensure you get a more competitive deal.
Revolution always advises clients to be wary of working with a mortgage advisor who doesn't ask about your circumstances before making recommendations.
It is essential to understand your requirements, situation, affordability and current borrowing to ensure the advice given is tailored and specific to your needs.
Our team will ask about your income and expenses, your home or the property you wish to buy, your income source, credit history and overall aspirations for the mortgage application process.
Remortgaging your home is a great way to release equity and raise finance for those home improvement jobs you've always wanted to do. Before applying, it's vital to work out how much equity you have in your property and ensure sufficient capacity to borrow the funds required for the renovation you have in mind. In today's article, t..
Do I Qualify for First-Time Buyer Status? Working out whether or not you are a first time buyer may seem obvious - but there are plenty of scenarios where your position isn't clear! Examples might include: New buyers who have inherited a property they rent out. Buy-to-let investors that have never purchased a residential hom..
Most homeowners know that remortgaging means switching a mortgage from an existing lender over to a new deal. However, the process isn't always obvious. If you're on a fixed-rate deal, you'll want to get ahead of the end of the term to avoid being shuffled onto a higher standard variable rate where your interest costs will undoubtedly ..
Finding a great mortgage as a first time buyer can feel like an uphill struggle, with a larger proportion of applicants being turned down than a year ago. Around 20% of first-time mortgage applicants are rejected, usually because of the lender risk associated with their loan. Today, Revolution Brokers explains the highest risk facto..
Investing in a rental property can be an excellent way to get onto the property ladder and earn an income. However, if you haven't owned a residence before, you might find that a mainstream bank will automatically turn you down for a buy to let mortgage. In today's guide, the Revolution Brokers team explains how you can become a ren..
Buying a home for the first time is a massive step - but the deposit is often a stumbling block for first-time buyers. It can take years to save a sufficient amount or be impossible, so there are several ways to approach the problem and get your foot onto the property ladder. From April 2021, the UK government launched the new mortg..
As specialist mortgage brokers for a huge variety of applicants, the whole-of-market consultants at Revolution provide access to an exceptional range of lenders, products and mortgage deals. That means you get the advantage of professional negotiation and broker-exclusives through an established lending network to ensure we always find you the most competitive mortgage available.
If you refer a friend for a mortgage or any
type of finance you’ll both receive £25
each when their new application
We are proud
members of the:
Revolution Brokers understands that mortgages can be complex and confusing!
Ask us any question you might have, and one of our skilled consultants will come back to you as quickly as possible.
Our team helps every client to secure the finest deals on the market, and source niche mortgages for residential, complex or commercial purchases - taking the hard work out of property investment! The ethos at Revolution Brokers is to work as your investment partner; we aren’t just mortgage advisors - we are your advocates, negotiating with lenders on your behalf to achieve the most competitive deals for your requirements.
Your mortgage advisor needs to be fast, efficient, knowledgeable and experienced. Revolution Brokers brings together a collective of outstanding skill with an in-depth knowledge of the mortgage market to offer everything you need in one place, with a friendly and jargon-free approach.
We work with:
These areas are only a snapshot of the niches that our professionals work within. As part of your team, Revolution Brokers work diligently to source, negotiate and implement the most competitive mortgage options on the market.
Revolution Brokers are independent and stand apart from the mainstream lenders. Being autonomous means that we have complete access to every product, every offer, and every lender.
As your mortgage advisor, we work to understand your property purchases - we do not sell off the shelf products; we work out the most lucrative strategy to minimise your costs and maximise your budget.
With years of experience in mortgages for business, your dedicated mortgage advisor offers our expertise in making sound decisions and choosing the right terms for your business growth.
We take the legwork out of mortgage applications - from scouring the market, assisting with paperwork, managing the finer details of funding transfers and helping you understand the comparable pros and cons of every mortgage option.
Choosing Revolution as your business finance broker means bringing a specialist mortgage advisor onto your side.
Our team works with businesses large and small to offer comprehensive and independent advice on the best business mortgage strategies.
Whether you are a property developer looking for future-proof guidance, a new investor needing support with your property purchase plans, or a company wanting to release equity from your properties or to understand how to leverage your assets to generate sustainable growth - we are here to help.
The world of property investment is continually changing. Every lender is different, and it can be challenging to negotiate the market and feel empowered to make confident decisions.
The fluidity of the market means that, as a residential property buyer or a commercial investor, you have access to only a fraction of the opportunities out there.
Our mortgage advisors work with a strong network of lenders - from the mainstream banks and building societies to the highly specialist sector lenders.
We look for the best terms and most competitive rates, and then negotiate for you, creating tailored mortgage products, and work with you long-term to advise on:
Our clients include every type of business, such as:
There is no one size fits all when it comes to mortgages for businesses - so we are here to create bespoke mortgage plans to ensure that your investments succeed.
Contact Revolution Finance Brokers Today - Fast, Expert Mortgage Advice Tailored To You