Discover What Our Customers
About your mortgage
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Based on your yearly income,
you may be able to borrow
Most lenders will let you borrow 4.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.
Depending on your personal circumstances, some lenders may let you borrow 5 times your salary.
Lenders usually cap the amount they lend at 5.5 times your salary, so it’s unlikely you’ll be able to borrow more than this.
Many home buyers find the residential mortgage market overwhelming, with countless banks, mortgage lenders, products, and terms to compare.
Revolution Finance Brokers works with a broad scope of buyers, offering independent guidance and support with understanding which residential mortgage is right for you and which lenders are best suited to your circumstances.
Our residential mortgage calculator is a quick and easy way to get a rough idea about what you might be able to borrow.
Still, we always recommend speaking to one of our friendly mortgage consultants before making any borrowing decisions.
Whole-of-Market Residential Mortgage Broker
We are a whole-of-market, independent mortgage broker, which means we can use our expertise and knowledge to provide impartial suggestions for the best way forward.
Revolution Finance Brokers can help you to:
- Establish your average annual income if you are self-employed or have a range of income streams.
- Decide which type of mortgage product will match your requirements and the property you would like to buy.
- Understand mortgage support schemes and options that might make it easier to purchase your dream home.
- Calculate the minimum deposit you need to proceed with your residential mortgage application.
- Pick from lenders with appropriate lending policies and criteria and who offer the most competitive interest rates and mortgage fees.
- Compare mortgages on a like-for-like basis, even if the product details and borrower rewards are very different.
- Prepare a comprehensive mortgage application covering all the questions your chosen lender may ask.
- Finalise your mortgage agreement, and move ahead once your borrowing is in place.
Whole-of-market means that we are not tied to a particular bank or mortgage provider and have access to a nationwide network of lenders and mortgage products, including specialist mortgages that are rarely available directly.
Get in touch at your convenience, and we'll arrange a good time to talk!
Whole of market brokers
Mortgage that suits you
On time customer support
First-Time Buyer Mortgages
Buying your first home can be daunting, but a skilled broker can steer you through the process and signpost you to beneficial mortgages or schemes.
Several mortgage initiatives may be advantageous, but you may also need assistance choosing a lender with attractive first-time buyer mortgage rates and who has experience lending against the type of property in question.
Revolution can explain the key criteria that will make the biggest difference to your mortgage prospects and negotiate with your preferred lender to ensure you get the best possible deal.
Learn more about First-Time Buyer Mortgages
House Move Mortgages
Moving home can be complex, with the financial, legal and practical elements of selling one property and buying another.
We aim to streamline your house move and help you make confident decisions about the right mortgage lender to apply to for your new mortgage.
Discover further information about House Move Mortgages.
Right to Buy Mortgages
Right to Buy is a residential mortgage scheme that enables tenants living in council or social housing properties to purchase their homes after three years of residency.
Successful applicants can buy the property at a discount of up to 70% depending on how long you have been living in the home and the location, so Right to Buy is an excellent way to get onto the property ladder if you meet the eligibility criteria.
Find out how Right to Buy Mortgages work.
Help to Buy Mortgages
Help to Buy is another potential support scheme whereby you can borrow up to 20% of the property value through an equity loan to boost your residential mortgage deposit.
The higher your deposit, the more attractive your application will be to a lender, and the less you need to save to go ahead with your intended property purchase.
Read further details around Help to Buy Mortgages.
A buy-to-let mortgage is similar to a residential mortgage but is designed to finance the purchase of a home you plan to let out to tenants.
Buy-to-let lending policies vary greatly between lenders. Before applying, you will need to understand your rental yield, projected income, and the overall costs of managing a rental property.
Learn more about Buy-to-Let Mortgages
Homeowners choose to remortgage for various reasons, commonly because they have reached the end of a fixed-term deal and wish to refinance their mortgage onto a more competitive interest rate.
Revolution can provide support with remortgage applications to consolidate debt, lower your mortgage costs, raise finance for home improvements or any other purpose.
Discover how Remortgages work.
Bad Credit Mortgages
Many people are reluctant to apply for a mortgage due to concerns about bad credit, a low credit score, or an adverse credit report that may date back several years.
Our experienced bad credit advisers can recommend specialist and mainstream lenders who will be happy to offer a residential mortgage in many scenarios.
Find out whether a Bad Credit Mortgage is right for you.
As specialist mortgage brokers for a huge variety of applicants, the whole-of-market consultants at Revolution provide access to an exceptional range of lenders, products and mortgage deals. That means you get the advantage of professional negotiation and broker-exclusives through an established lending network to ensure we always find you the most competitive mortgage available.
The content included in our articles, blogs, web pages and news publications is based on information accurate at the time of writing. Note that policies and criteria can change regularly throughout the UK mortgage lending market, and it remains essential to contact the consultation team to receive up to date guidance. The information included on the Revolution Brokers site is not bespoke to any circumstances or individual application scenarios and therefore is not intended to be used as financial advice. The content we share is designed to be informative and helpful but cannot be relied upon to provide individual advice relevant to your mortgage requirements. All Revolution team members are fully qualified, trained and experienced to provide mortgage advice of an independent nature.
We collaborate with lenders and providers who are regulated, authorised and registered with the Financial Conduct Authority (FCA). Should you require specific mortgage borrowing types, some products such as buy to let mortgages may not be FCA regulated. The Revolution team can provide further information about regulated and unregulated lending as required. Please remember that a mortgage is a debt which is secured against your home or property. Your home can be at risk of repossession if you do not keep up with the repayments or encounter any other difficulties in managing your mortgage borrowing responsibly. This also applies to any remortgage or home loan secured against your property, including equity release products.