Back | How it Works

Securing an excellent mortgage offer with Revolution Finance Brokers couldn't be easier

1Get in Touch

Complete a quick form to give us an overview of your mortgage or financing requirements, and we'll provide recommendations about the best opportunities for you.

2Submit Your Application

Once you've chosen your preferred mortgage deal, we'll steer you through the paperwork with comprehensive application management from start to finish.

3Mortgage Completion

Revolution Finance Brokers will finalise the details and enable you to move forward without delay!

Get Started

Back | About

About

Back | Insurance

Business Protection Insurance

Life Insurance

Building Insurance

Home Insurance

Mortgage Repayment Protection

Family Income Benefit

Critical Illness Cover

Back | Calculators

Commercial Stamp Duty

How Much Can I Borrow?

Buy To Let

Bridging Loan

Residential & Commercial Bridging

Mortgage Repayment

Development Finance

Commercial Mortgage

Back | Your Mortgage Position

Your Mortgage Position

Bad Credit

Bridging

Buy to Let

Development Finance

Self Employed

Mortgage for professionals

Equity Release

Expat mortgages

Interest Only

Mortgage Affordability

Mortgage Application

Income Types

Residential Mortgages

Commercial Mortgages

Property Types

Remortgages

First Time Buyers

Mortgage Declined

Offset Mortgage

Other

Back|Bad Credit

Bad Credit Mortgages

Mortgage for Applicants with Bad Credit

Mortgage with Defaults on Your Credit

Buy to Let Mortgage With Bad Credit

Mortgages for Debt Consolidation

Finding a Mortgage with Poor Credit

Mortgage Interest Rates with Bad Credit

Mortgage After Repossession

Getting a Mortgage After Payday Loans

Avoiding Repossession

Subprime Mortgages

Bridging Loan with an Adverse Credit

Mortgage with a CCJ

Mortgage with Credit Card Debts

Adverse Credit Mortgage Online

Self-Employed Mortgage with Bad Credit

Shared Ownership Mortgage with Adverse Credit

Right to Buy as a Bad Credit Applicant

Commercial Mortgages for Bad Credit Borrowers

Deposit Requirements for Bad Credit Mortgages

Finding a Mortgage Offer After Rental Arrears

How Can I Repair my Credit Score to Get a Mortgage?

How Does the Help to Buy Scheme Work for Bad Credit Applicants?

How to Decipher Your UK Credit Reports

How to Qualify for a Mortgage with Zero Credit Score

How to Secure a Bad Credit Buy to Let Mortgage

Is it Possible to Find a Mortgage After Bankruptcy?

Joint Mortgage Applicant Has Bad Credit

Back|Bridging

Bridging Finances

Auction Finance

Fast Bridging Finance

Low-Cost Bridging Loans

Bridging Loans Guide

Bridging Loans for Residential Homes

Bridging Loan at 100% Loan to Value?

Commercial Bridging Finance

Bridging Loan with Adverse Credit

Fast Bridging Finance

Financing a Property Purchase at Auction

Finding Regional UK Bridging Loans

Financing an Auction Property Purchase

Bridging Finance for Land Developments

Long & Short Term Bridging Finance

Bridging Finance on Rental Investments

Bridge to Let Mortgage Borrowing

Using Bridging Finance for Development Projects

Back|Buy to Let

Buy to lets

Buy To Let Mortgages for Expats

Buy To Let Refurbishment Mortgages

Buy to Let Interest-Only Mortgages

Changing Your Mortgage to Buy to Let

Mortgages for Buy to Sell Investments

Company Mortgages for SPVs

Stamp Duty for Buy to Let

HMO Finance

LTD Company Property Finance

Holiday Let Mortgages

Holiday Let Mortgages 80 LTV

Repayment Mortgage for Buy to Let

Buy To Let Mortgages For New Builds

Buy to Let Mortgages Guide for Investors

Buy To Let Mortgage With Poor Credit

Let to Buy

BTL UK Portfolio Mortgages

Portfolio Landlord Mortgages

Property Refurbishment Finance

Best Buy to Let Mortgages: 75% LTV

Buy to let 80% LTV Mortgages

Buy to Let Remortgage

Securing BTL Mortgage Quotes & BTL Agreement

Buy to Let Mortgages for First Time Buyers

Buy To Let Mortgages For Retiree Landlords

Back|Development Finance

Development Finance

Development Finance Explained

Guide to Construction Finance

Development Exit Finance

Why Location Matters in Development Finance Applications

Development Finance for Residential Properties

Finance a Property Development with No Deposit

Development Finance Applications

Development Finance ROI

Checklist of Considerations before you Develop Your First Propertyce

Development Finance FAQs

Lender Criteria for Development Finance

Back|Self Employed

Self Employed Mortgages

Company Director Mortgages

Mortgages for LLPs

BTL Mortgage If You Are Self Employed

Self-Employed Mortgage After 2 Yrs Accounts

Mortgages For Newly Self Employed

Mortgage for Partnerships & Sole Traders

Mortgages for Self-Employed Accountants

Back|Mortgage for Professionals

Social Worker Mortgages

Foster Carer Mortgages

Mortgages for Armed Personnal

Finding a Mortgage for Doctors

Graduate Mortgages

Teacher Mortgage Options

Mortgages for Solicitors, Barristers & Lawyers

Mortgages for UK Professionals

Back|Equity Release

Lifetime Mortgages

Equity Release With & Without Mortgage

Equity Release with a Mortgage

Interest-Only Equity Release Mortgages

Home Reversion in Equity Release Financing

Analysing Equity Release Product Safety

Equity Release as a Retirement Strategy

Repaying an Equity Release Mortgage Early

Back|Expat Mortgage

Expat Remortgages for UK Nationals

Finding a UK Mortgage Broker as an Expat

Expat Mortgages for UK Nationals

Buy To Let Mortgages for UK Expats

Mortgage Calculator Guide for Expats

Back|Interest Only

Interest-Only Lifetime Mortgages

Switching Your Mortgage to Interest-Only

Part Repayment & Interest-Only Mortgages

Repayment vs Interest-Only Mortgages

Interest-Only Mortgage for First-Time Buyers

Secured Interest-Only Home Loans

Interest-Only Retirement Mortgages

Interest Only Mortgages

Repayment Vehicles for Interest Only Mortgages

Back|Mortgage Affordability

Mortgage on 5.5 x Salary

Mortgage on a Single Income

Mortgage with an Overdraft

Mortgages on 4 - 4.5 x Salary

Mortgage based on Salary

Mortgage on a Single Income

Requirements for a £350,000 Mortgage

Mortgages at 6 x Income

Affordability Check for a Mortgage Application

How Do Mortgage Affordability Checks Work?

Back|Mortgage Application

Mortgages for Individuals

Friends or Family Members

VISA Mortgages

Foreign National Mortgage

Multiple Applicant Mortgages

Single Parent Mortgage

Mortgage Application Process

Mortgage Agreement in Principle

Joint Applicant, Sole Proprietor Mortgages

Single Parent Mortgage

Joint Mortgage Applications

Rejected Mortgage Application

Back|Income Types

Mortgage with Non-Mainstream Income

Mortgage on a Temporary Work Contract

Mortgage on a Zero Hours Contract

Mortgages for Part-Time Workers

Mortgage Applications Based on Pension Income

Mortgage Options for Gambling Income

Mortgages for Freelancers & Self-employed

Mortgages for Contractors with Variable Income

Mortgages for Agency Staff Employed Through an Umbrella Company

Back|Residential Mortgages

Back|Commercial Mortgages

Commercial Property Finances

Commercial Mortgages

Property Investment Finance

Commercial Remortgages

Semi Commercial Mortgage

Interest Only Commercial Mortgages

Mortgages For Flats Above Shops

Mortgaging Land Purchases

Portfolio Landlord Mortgages

Mortgages with Bad Credit

Mortgages for Land Investments

Mortgages for Pub Businesses

Large Commercial Mortgage

Bridging Loans for Commercial Mortgages

Mortgages for Large Investments

Commercial Mortgages for B&Bs

Mortgages for Dental Practices

Mortgages for Pharmacies

Remortgaging Commercial Property

Care Home Commercial Mortgages

Second Charge Mortgages

Business Through Mortgage Lending

Deposits on Commercial Mortgages

Hotel Mortgages

Affordability Criteria in Commercial Mortgages

Pros & Cons of Commercial Mortgages

Buy to Let Mortgages for Businesses

Mortgage Terms on Commercial Lending

Asset Finance & Working Capital

Unsecured Business Loans

Business Expansion Finance

Invoice Finance

Partnership Buyout Finance

Hire Purchase

Lease Purchase

Back|Property Types

Mortgage Rates on New Constructions

Timber Framed House Mortgages

Home with Identified Asbestos

Mortgage on a Maisonette

Property with a Deed of Covenant

Mortgages on Non-Standard Developments

Mortgages on Single Brick Properties

Eco-Friendly Home Mortgages

Ex-Local Authority Flat

Flying Freehold Mortgage

Thatched Roof Property

Flat Mortgages for High Rises

Studio Flat Mortgage

Mortgage on a Home with a Flat Roof

Mortgage Survey Undervalues Your Property

Properties in Flood Risk Areas

Mortgage Lending on Homes with Annexes

Steel Framed House Mortgages

Mortgages for Concrete Properties

Mortgages for Leasehold Properties

Mortgaging a Cottage Property

Mortgage for below Market Value

Repossession Property Purchase

Planning Permission for British Properties

Mortgage on a Home Adjacent to Commercial Properties

Back|Remortgages

Back|Mortgage Declined

How To Deal With Having A Mortgage Declined On Affordability

Finding a Solution When You Have Had a Mortgage Declined Post-Valuation

Help for Homebuyers Who Have Had a Mortgage Declined After Agreement in Principle

Tips and Advice on Proceeding If You Get Declined for a Mortgage After Exchanging Contracts

What to Do if You Have Had a Mortgage Application Declined

Back|First Time Buyers

First Time Buyers

Deposit Requirements

First Time Buyer Guarantor Mortgages

Applying for a First-Time Buyer Mortgage

First-Time Buyer Mortgages With a 10% Deposit

Finding a First Time Buyer Mortgage With a 5% Deposit

First-Time Buyer Stamp Duty and Mortgage Costs

Back|Offset Mortgage

How To Find the Lowest Fixed Rates on Offset Mortgages

What is a Flexible Mortgage - And Who is It Best Suited To?

Offset Mortgages Rated - Pros and Cons

Average Rates on UK Offset Mortgages

What Are Cashback Mortgages - and How Do They Work?

Guide to Understanding UK Offset Mortgages

Is a UK Current Account Mortgage Right For You?

Guide to Offset Mortgage Online Calculators

How Family Offset Mortgages Work

Mortgage Reserves - How an Offset Works

Back|Other Mortgages

Second Charge Mortgages

Applying for a Mortgage With a New Job

Mortgages for Uninhabitable Property Purchases

Can I Mortgage a Contaminated Land Investment?

Can I Mortgage a Listed Grade Two Property?

Can I Get a Mortgage While on Maternity Leave from Work?

How Does a Public Footpath Impact My Mortgage Chances?

How Many Mortgage Products Can I Have Simultaneously?

What Deposit Sources are Acceptable in the UK?

What Sort of Homeowner Loan Am I Eligible For?

Complete Guide to the UK Mortgage Process

How Can a Broker Improve My Mortgage Eligibility Assessment?

Mortgages for UK Professionals

British professionals often find a wider choice of lenders due to the lower risk factor in lending to an accredited applicant. Find out how to leverage your employment status and why a broker can further reduce your mortgage costs!

Let’s Get Started Ask A Question

Discover What Our Customers

Have to Say!

About your mortgage

Single or joint mortgage?

Single

Joint

What’s your yearly income?

Error: Yearly income income must be between £1 and £10,000,000.

Do you receive a regular bonus?

Error: Regular bonus must be between £1 and £10,000,000.

Based on your yearly income,

you may be able to borrow

This calculator is an estimation of how much you could borrow. If you’re ready to take out a mortgage, speak to a Revolution brokers to see what options are available.

£0

Most lenders will let you borrow 4.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.

£0

Depending on your personal circumstances, some lenders may let you borrow 5 times your salary.

£0

Lenders usually cap the amount they lend at 5.5 times your salary, so it’s unlikely you’ll be able to borrow more than this.

Get A Quote

Almas Uddin

Founder and Mortgage Advisor

2023-05-09

Mortgages for UK Professionals

The Revolution Brokers team regularly receives enquiries from professionals in a vast range of roles, looking for advice about the best mortgage options available.

Our independent, whole-of-market team, provides advice on mortgages for businesses owners and professionals in the following lines of work:

Key Worker Mortgages:

Civil servants
Education professionals
Emergency services staff
Military personnel
Social workers

Healthcare Professionals:

Dentists
Doctors and nurses
Optometrists
Pharmacists
Veterinarian professionals

Business Professionals:

Accountants and financial advisors
Architects and surveyors
Graduates
Legal professionals

We also negotiate competitive mortgage terms for executives, investors, and high net worth individuals or high earners, in brackets from £75,000 per annum up to £300,000 per annum and above.

Already Interested, Let’s Get Started!

The following

topics are

covered below

Is a Professional Mortgage the Most Viable Borrowing Option?

Why is it Easier to Get a Mortgage as a Professional?

Show less

Why Revolution Brokers?

Whole of market brokers

Mortgage that suits you

On time customer support

Is a Professional Mortgage the Most Viable Borrowing Option?

The right lending for your property purchase will depend on your circumstances, but often professional mortgages offer more competitive rates, fees, and an expedited application process.

For detailed advice about the most suitable mortgages for your professional or income level, contact Revolution on 0330 304 3040.

Some of the advantages of applying for a professional mortgage include:

Lower risk analysis and therefore, less rigorous qualification criteria.
Exclusive product ranges for professional applicants.
Greater discretion with underwriting in unusual circumstances.
More options for newly employed professionals.

The key differences between a standard residential mortgage and a professional mortgage are:

More Competitive Lending: A lower-risk application means lower interest rates, and sometimes discounted fee structures.
Lower Deposit Requirements: Given the reduced risk profile, a lender can offer up to 90% LTV, with lower deposit requirements for professional applicants.
Greater Maximum Lending Flexibility: Most lenders will offer up to five times annual income as an absolute maximum to a standard applicant. For a professional mortgage, lenders can often be more flexible, with higher multiples offered to applicants earning over £100,000 per annum.
Generous Facilities: Professional mortgages often provide more flexibility, such as being able to overpay without a penalty. The typical allowance for overpayments is around 10%, with many professional mortgages increasing this to 20%.
Borrow Back Options. As with more options to overpay, and reduce your mortgage interest expenses, professionals can sometimes find mortgages with flexible borrow back allowances, allowing you to release capital to take advantage of other investment opportunities.
Repayment Options: Mortgage holidays are not unheard of and provided you have repaid a particular value, you can take a break from mortgage repayments to allow you to invest capital in other projects, or temporarily reduce your outgoings.
Better Self-Employed Mortgage Terms: Self-employed professionals have a greater chance of negotiating a competitive mortgage, with lenders accepting as little as one year of trading history, as well as considering applicants with adverse credit issues.

Mortgage lenders find professional applicants more appealing, and so you will usually expect to receive more personal attention, sometimes with a direct mortgage account manager to ensure the application precedes smoothly.

Why is it Easier to Get a Mortgage as a Professional?

Lenders all work around risk. Professionals are lower risk since there is less chance they will face employment issues, and usually, their career path provides the anticipation of growing income streams over time.

Revolution Brokers works with mainstream lenders and very specialist providers who only offer professional mortgage products, with extremely competitive rates and terms.

For more information about professional mortgages, and independent support with identifying the most preferential lenders for your circumstances, give us a call on 0330 304 3040 or email the team at [email protected].

Almas Uddin

Founder and Mortgage Advisor

Mortgages for UK Professionals

Discover What Our Customers

About your mortgage

Based on your yearly income,

you may be able to borrow

Mortgages for UK Professionals

Is a Professional Mortgage the Most Viable Borrowing Option?

Why is it Easier to Get a Mortgage as a Professional?

Whole of market brokers

Mortgage that suits you

On time customer support

Is a Professional Mortgage the Most Viable Borrowing Option?

Why is it Easier to Get a Mortgage as a Professional?

Further Reading

Social Worker UK Mortgages

Foster Carer Mortgages

Mortgages for UK Armed Forces Personnel

Finding a Mortgage for UK Doctors

Key Worker Mortgages in the UK

UK Graduate Mortgages

Teacher Mortgage Options

Mortgages for Solicitors, Barristers and Lawyers

Refer, Relax

FCA disclaimer

Ask the Expert

Mortgage Brokers

Contact

Social

Mortgages for UK Professionals

Discover What Our Customers

About your mortgage

Based on your yearly income, you may be able to borrow

Mortgages for UK Professionals

Is a Professional Mortgage the Most Viable Borrowing Option?

Why is it Easier to Get a Mortgage as a Professional?

Whole of market brokers

Mortgage that suits you

On time customer support

Is a Professional Mortgage the Most Viable Borrowing Option?

Why is it Easier to Get a Mortgage as a Professional?

Further Reading

Social Worker UK Mortgages

Foster Carer Mortgages

Mortgages for UK Armed Forces Personnel

Finding a Mortgage for UK Doctors

Key Worker Mortgages in the UK

UK Graduate Mortgages

Teacher Mortgage Options

Mortgages for Solicitors, Barristers and Lawyers

Refer, Relax

FCA disclaimer

Ask the Expert Mortgage Brokers

Contact

Social

Based on your yearly income,

you may be able to borrow

Ask the Expert

Mortgage Brokers