Working Hours: Mon - Fri: 9:00AM - 6:00PM
Call Us: 0330 304 3040
Mortgage Insurance Calculators About How it Works
   Back | How it Works
Securing an excellent mortgage offer with Revolution Finance Brokers couldn't be easier
1Get in Touch
Complete a quick form to give us an overview of your mortgage or financing requirements, and we'll provide recommendations about the best opportunities for you.
2Submit Your Application
Once you've chosen your preferred mortgage deal, we'll steer you through the paperwork with comprehensive application management from start to finish.
3Mortgage Completion
Revolution Finance Brokers will finalise the details and enable you to move forward without delay!
   Back | About
   Back | Insurance
   Back | Calculators
   Back | Choose your mortgage type
Choose your mortgage type

Commercial Mortgages - Specialist vs. High Street Lenders

20 Apr 2020 | Almas Uddin
Commercial Mortgages - Specialist vs. High Street Lenders

Commercial Mortgages: Specialist vs. Mainstream

Finding the best lender for your commercial mortgage, whether for an investment or as an owner-occupier, can be a minefield for businesses. Revolution Finance Brokers are on hand to help you make the best decisions, and provide access to the ideal mortgage solutions on the market.

To help understand the differences between specialist and mainstream lenders, please see below indicative comparisons. These estimates apply across all industry sectors.

Commercial owner-occupier mortgage

Specialist lender

Mainstream lender

  • Lending up to fourteen times adjusted profit figure
  • Interest starts at 3.54% over Libor
  • Interest-only repayment options for the first ten years
  • Total lending term up to twenty-five years
  • Requires evidence of two years of experience from the applicant
  • Lending up to eight times adjusted profit figure
  • Interest starts at 1.9% over base rate
  • Total lending terms up to twenty-five years
  • Interest-only repayments considered in individual cases
  • Inexperienced first-time owner-occupiers considered

Commercial investment mortgage

Specialist lender

Mainstream lender

  • Lending at up to 75% LTV ratio
  • Interest rates from 3.54% over Libor
  • Interest-only repayment options for the first ten years
  • Total loan term up to twenty-five years
  • First-time applicants considered
  • Lending at up to 50% LTV ratio
  • Interest rates from 2.5% over base rate
  • Total loan term up to twenty-five years
  • Interest-only repayments considered in individual cases
  • First-time applicants considered
 

If you need support to choose your mortgage or would like a more in-depth comparison between your options, give us a call! 0330 304 3040 [email protected]

Contact us now to discuss your personal options, Revolution Finance Brokers specialise in commercial and residential finance in Essex, Kent, London and Hertfordshire.

NEWS
Related Posts

Ask the Expert
Mortgage Brokers

Revolution Brokers
What can we help you with today?
Do you have a particular timescale in mind?
Next
Which situation from the below list best matches your requirements? *
Could you tell us the market value of the property?*
Please let us know a rough idea of your yearly income (before tax) for all applicants? *
Back
Next
Primary applicant name *
Contact email address *
Best contact number *
Back
Next