Our role is to consult you to determine what financing you need, when, for how long, and for what purpose.

From there, we scour the sector as a whole-of-market bridging finance broker to identify the most beneficial products and rates available.

Consulting a bank, or your usual lender, unfortunately, can't be as secure a service.

These advisers are bound by the specific products they offer or advertise, so they cannot compare more attractive deals or provide an alternative solution outside of their product list.

As independent bridging loan brokers, Revolution Finance Brokers negotiate with the lender directly - whether that's to haggle on the rates, extend the term end date, or discuss a complex application to ensure all the details are dealt with.

We work for you to make sure your bridging loan is the best possible deal out there.

Not at all - you can choose to make your own decisions about which bridging loan is the best option. However, broker-exclusive deals are almost always better than anything you'll find on the open market.

Likewise, lenders may advertise some products and rates but cannot offer their lowest terms depending on the circumstances.

In these situations, your bridging finance brokers get to work, identifying other cheaper products or negotiating with the provider to come to a compromise in your favour.

There are several reasons we'd always recommend using a bridging loan broker:

• Some of the top lenders offering specialist products only deal with brokers - they don't sell directly to the public.
• Making sure your application is watertight is essential to achieving fast approval. An experienced broker will stress-test your application and identify any potential queries to speed up the process.
• Bridging loans can be regulated and unregulated, and you must apply for the most suitable type of property bridging loan.

So, if you're unsure whether using a broker to find the best bridging loan products is the right call, we'll run through the advantages and disadvantages.

Benefits of Working With Bridging Finance Brokers

• Save Money: Revolution negotiates to ensure you get the lowest interest rates possible. We also minimise lender fees and evaluate any potential risk factors in your application to ensure the rates offered are highly competitive.
• Access Exclusive Products: New bridging loan products come onto the market all the time, so it's almost impossible for someone outside the sector to have instant access to the most advantageous deals. Revolution is whole-of-market, so recommends any loan from any lender we think best suits your circumstances.
• Choosing the Best Bridging Loan Lenders: It can be tricky to work out which deal is best. Low-interest rates coupled with high arrangement fees or great deals but with little flexibility are challenging to compare like-for-life. A bridging loan broker identifies the best lenders, assessing your risk level, and matching you with lender's whose policies you will quickly comply with.
• Secure Your Loan Faster: Bridging loans are much quicker than a typical mortgage application, provided the documentation is in good order, and you respond quickly to any queries. Bridging finance brokers advocate on your behalf and manage all the paperwork intricacies to ensure the process is completed significantly faster.
• Reduce Stress Levels: We hear all the time from clients who have become highly stressed with their bridging loan application. Countless queries, number crunching and demands for more documents can all make the process seem challenging - but not if you have a bridging loan broker on your side! So we'll take the strain and manage the situation from end to end to ensure it doesn't cause any headaches.
• Independent Guidance: Independence matters, because otherwise you're just being sold a property bridging loan by a salesperson. We're a fully independent bridging loan broker, so ensure you know every advantage and disadvantage of a deal before you sign a single piece of paper.

We'd be remiss not to mention disadvantages - but there are very few!

Fees are usually one of the most significant barriers to investors or buyers seeking independent advice.

Unfortunately, that inevitably means spending thousands more on high arrangement fees or steeper interest charges than necessary.

Some brokers can charge significant fees, but Revolution provides a fully transparent service, so you know upfront whether there are likely to be charges payable or whether the lender covers your bridging loan brokerage services.

Be wary of any bridging finance brokers who won't share their fee schedule - that usually means you're in for a nasty surprise later down the line!

The other factor to think about is the quality of your bridging loan adviser. An inexperienced broker can make things more complicated or fail to have the negotiating power to secure a competitive deal.

Revolution Brokers are proud to be experts in the bridging finance field, with years of experience negotiating even complex deals. So you're assured of robust representation no matter the size of the bridging loan you need.