Finding a Self-Employed Mortgage After Two Years Trading
For self-employed people, if you have been trading for less than three years, you may have found it challenging to secure the right mortgage lending - but business finance broker are here to help!
As an independent whole-of-market broker, we work with a network of niche mortgage providers who can support lending requirements from self-employed applicants with less than the usual three-year requirement.
Our team has created this guide to help you understand how to secure a mortgage with less than three years of trading, and how to get the best deals.
For more advice and support, contact the team on 0330 304 3040 or drop us a message at [email protected].
Is it Possible to Get a Self-Employed Mortgage Two Years Accounts?
You absolutely can; the Revolution Brokers team works with clients every day in this exact scenario.
Many high street lenders will only consider applicants with three years of trading history, but there is a comprehensive network of lenders for whom two years of accounts are more than sufficient.
We even work with applicants who have been trading for less than two years, and leverage our experience and negotiating power to secure the most competitive rates available.
You'll almost certainly require a professional lender if you need a self employed mortgage with two years' worth of accounts.
That is because specialist lenders are more flexible in complicated instances, such as when you only have two years' worth of accounts.
We frequently talk with candidates other brokers or their banks have turned down because they lack three years of account history.
It might be frustrating, particularly when you've spotted a property and need to act quickly. Borrowers who have been misinformed about mortgages are more likely to experience this - but Revolution can help!
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2023-05-09 
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