Revolution Calculator for Bridging Finance Borrowing

How much can you borrow on bridge finance, and what will it cost to pay back? Visit the bridging finance calculator guide to get a great idea of your prospects.

  • Type of loan
  • help Maximum 75% LTV
  • help Maximum 70% LTV
  • help Maximum 70% LTV
  • help Maximum 65% LTV
  • help We will lend against current market value of the asset with vacant possession
  • £7,500,000
    help You cannot exceed the maximum loan available based on the maximum LTV for the corresponding type of property selected above
  • 75%
    help You cannot exceed the maximum LTV available for the corresponding type of property selected above
  • Loan details
  • 0
  • help Term should be entered in whole months, to a maximum of 12
  • help Deducted interest is where the forecast interest amount is deducted from the loan on day one.
  • help Serviced interest is where the interest is paid on a monthly basis. If serviced interest is chosen, evidence will be required to show your ability to pay interest when it is due.
  • Purpose of loan
  • Interest rate
  • help This is the standard rate for the property type chosen
  • help You can enter a custom rate below our standard rate for the calculation, but the availability of this rate is not guaranteed
Instant Results
Total security value ___
Gross loan amount ___
Gross LTV ___
Interest rate ___
Term (months) ___
Minimum term (months) ___
Assumed arrangement fee @ 2% (min £2,000) ___
Interest Retained ___
Monthly Serviced Interest ___
Admin fee ___
Indicative day 1 Net loan advance ___

Revolution Calculator for Bridging Finance Borrowing

Bridging loan calculators can be a useful way to get a rough idea about what you could borrow - but since this form of lending is so tailored, it is impossible to make an application on the strength of an online tool.

If you'd like to explore bridging loan rates on the current market or work out how much you could borrow, give the Revolution team a call on 0330 304 3040 or email us at

How Do Bridging Loan Calculators Work?

Most generic calculators require you to enter a few pieces of information, such as:

  • How much you wish to borrow.
  • What the property is valued at.
  • How long you need the loan for.
  • What percentage lender fee you have been quoted.
  • The monthly interest rate you expect to pay.

For most applicants, this means making initial applications first to know what rates they might be charged - and applying to the wrong lender may mean you end up with rejected applications and credit checks on your file.

There are no published standard bridging loan rates since this type of lending is decided on a case-by-case basis, so the only way to get an idea of available rates, and compare different products, is to consult an independent bridging loan broker.

What Information Can I Find From a Bridging Loan Calculator?

You might come across a few different calculators with varying levels of detail - they might be designed to estimate:

  • Overall costs - loan value, interest, arrangement fees, valuation charges and legal costs.
  • Borrowing level - taking into account the value of the property and how much deposit you have available.

Some lenders might refer to a rates table, which helps them identify the right interest rate to apply to your loan - you cannot use this to work out what they might charge, because that decision depends on:

  • Your credit rating.
  • How much experience you have.
  • How stable they judge your exit strategy to be.

How is Interest on a Bridge Loan Calculated?

Again, this all depends on the lender - and the method of collecting interest will depend on the deal you accept, and how long the loan term is.

There are three primary ways of accounting for the interest charges:

  • The monthly interest is paid directly to the lender every month, just like an interest-only mortgage.
  • Rolled interest is added to the loan total, with the original capital's full value plus the interest payable at the end of the term.
  • Retained interest is borrowed from the lender, and they calculate the total charges in advance, which become payable when the loan ends.

Expert Advice with Bridging Loan Calculations

Online calculators are useful, but they can only give a rough idea - and cannot consider your circumstances, the eligibility criteria of the lender, or how they will assess your application.

For help with comparing rates and funding competitive bridging finance, contact business finance broker on 0330 304 3040 or drop us a message to

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FCA disclaimer

The content included in our articles, blogs, web pages and news publications is based on information accurate at the time of writing. Note that policies and criteria can change regularly throughout the UK mortgage lending market, and it remains essential to contact the consultation team to receive up to date guidance. The information included on the Revolution Brokers site is not bespoke to any circumstances or individual application scenarios and therefore is not intended to be used as financial advice. The content we share is designed to be informative and helpful but cannot be relied upon to provide individual advice relevant to your mortgage requirements. All Revolution team members are fully qualified, trained and experienced to provide mortgage advice of an independent nature. We collaborate with lenders and providers who are regulated, authorised and registered with the Financial Conduct Authority (FCA). Should you require specific mortgage borrowing types, some products such as buy to let mortgages may not be FCA regulated. The Revolution team can provide further information about regulated and unregulated lending as required. Please remember that a mortgage is a debt which is secured against your home or property. Your home can be at risk of repossession if you do not keep up with the repayments or encounter any other difficulties in managing your mortgage borrowing responsibly. This also applies to any remortgage or home loan secured against your property, including equity release products.

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