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Revolution Calculator for Bridging Finance Borrowing

Revolution Calculator for Bridging Finance Borrowing

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Bridging loan calculators can be a useful way to get a rough idea about what you could borrow - but since this form of lending is so tailored, it is impossible to make an application on the strength of an online tool.

If you'd like to explore bridging loan rates on the current market or work out how much you could borrow, give the Revolution team a call on 0330 304 3040 or email us at

How Do Bridging Loan Calculators Work?

Most generic calculators require you to enter a few pieces of information, such as:

  • How much you wish to borrow.
  • What the property is valued at.
  • How long you need the loan for.
  • What percentage lender fee you have been quoted.
  • The monthly interest rate you expect to pay.

For most applicants, this means making initial applications first to know what rates they might be charged - and applying to the wrong lender may mean you end up with rejected applications and credit checks on your file.

There are no published standard bridging loan rates since this type of lending is decided on a case-by-case basis, so the only way to get an idea of available rates, and compare different products, is to consult an independent bridging loan broker.

What Information Can I Find From a Bridging Loan Calculator?

You might come across a few different calculators with varying levels of detail - they might be designed to estimate:

  • Overall costs - loan value, interest, arrangement fees, valuation charges and legal costs.
  • Borrowing level - taking into account the value of the property and how much deposit you have available.

Some lenders might refer to a rates table, which helps them identify the right interest rate to apply to your loan - you cannot use this to work out what they might charge, because that decision depends on:

  • Your credit rating.
  • How much experience you have.
  • How stable they judge your exit strategy to be.

How is Interest on a Bridge Loan Calculated?

Again, this all depends on the lender - and the method of collecting interest will depend on the deal you accept, and how long the loan term is.

There are three primary ways of accounting for the interest charges:

  • The monthly interest is paid directly to the lender every month, just like an interest-only mortgage.
  • Rolled interest is added to the loan total, with the original capital's full value plus the interest payable at the end of the term.
  • Retained interest is borrowed from the lender, and they calculate the total charges in advance, which become payable when the loan ends.

Expert Advice with Bridging Loan Calculations

Online calculators are useful, but they can only give a rough idea - and cannot consider your circumstances, the eligibility criteria of the lender, or how they will assess your application.

For help with comparing rates and funding competitive bridging finance, contact Revolution on 0330 304 3040 or drop us a message to

Check out our handy calculators

Our quick mortgage calculators are designed to give you an indication of how much you can borrow and allow you to consider the different mortgage options available to you.

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FCA disclaimer

*Based on our research, the content contained in this article is accurate as of most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs. Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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